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Hope that you are doing well and that you post another great day. I just wanted to pass on a tip that was passed on to me regarding credit cards. If you are having a hard time not using them once you pay them off or down just call them in lost or stolen. They will put a stop on them and send you new ones in a few weeks. I just did that and then did not open them once they came. When I finally paid them off in full I then canceled them so there was no repeat. Hope that your day is good.