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#160607
Don14765
Participant

DArk energy:
I was faced this AM ; and last week with
A similar dilemma….
I recently was approved for a $15,000
Line of credit by my bank..
I still
Owe a loan back to the same bank of $13,000

The loan manager asked me why I
Would want to pay off my $13,000
Loan with
This new line of credit ?

I told her that the line of credit has a lower interest-rate, therefore overtime I wouldn’t be charged as much money….

I then asked her “I can’t have both can I? I can’t have both a loan and the line of credit can I?”
She
Said “why not?”
Wow!
What a trigger that could have been
For me
Take out $10,000
Off my line of credit & re-instate myself
To my local casino I could have done 😩
(I barred myself 3 years ago from any casino
In Ontario, Canada)
I can only barely afford to pay off one
Or the other :
Loan or line of credit but NOT both
😯
Wow- the trouble
I could’ve gotten into had I allowed myself to do that, it would’ve been the finishing touches that for almost 100% certain I would never be able to bounce back from😩

So I guess what I’m saying is, the gambling devil or however you want to identify gambling; will seem to always try and creep itself back into our lives and entice us, I think the best solution is to avoid these triggers altogether and take the “hard road“… it may not be easy, but in the long run it will benefit us
Or so I feel …