Hey man! I’m new to this forum and I just read your post from back in 2021 describing your $450,000 debt. I’m wondering how you’re doing, how or if you were able to “fix” things. I will say the one thing you have on your side is time – your post was 3 years ago which means you’re probably 33 years old. I’m 59 and completely fucked. Just like you, I wasted all my savings and now, retirement 6 years away, I’m fucked and feel zero hope. Maybe you can offer an old guy some advice, lol. I am open. Good luck, brother, and looking forward to hearing your ideas for coping, planning, hell, I dunno, anything. Today though, is my “day one”. It’s hard living with myself knowing I’ve let my whole family down… I don’t know how much longer I’ll last or be around, so feel free to offer any advice. Seriously, I have nothing to lose. God bless!
