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Good to hear you are working out a budget, Mickey. Can you get somebody to monitor your finances?
I thought my husband would do that a few years ago, but I know now it will not happen . He just can’t be my “banker/minder”. Not his forte! So I TELL him every time I spend money, show him my credit union/post office book when I make lodgements and repayments. Ask him how much he has spent….it can be a bit tedious but it makes me feel I am being accountable. I also leave the Credit Union Books where he can look at them if he chooses instead of hiding them…
I guess what I’m saying, Mickey is that accountability helps.
Post when you can.