Thank you for your post on my thread and for the love comment. I deliberately left that off, I shall keep that one in the happy surprise section.
Well done for talking to the credit card companies and for the outcome. It’s the one thing that bothers me about all this debt, that it will take everything, which is probably the main reason I overspend… having it hang over for so long ie decades sets up behaviours in me that I must tackle. I agree so important to have a life and enjoy money. My philosophy too. I won’t scrimp and scrape, not my way which is what made destitution so difficult that I just took to my bed..
I did vision boards a few years ago, I was never specific enough and there was always the big win bang in the middle of it. I am under no such illusion (delusion) now.
I think you are making great progress, it’s a long haul these debt issues.
Thank you for your friendship and may 2020 be a magnificent year for us all!