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#35239
charles
Moderator

Hi Jonny, well done on your gamble free time?

What are you finding hard about the debts?

Are you trying to pay them of too quickly, and leaving yourself with little to live on? This can be dangerous as it is important to see the benefits of not gambling. Sometimes it is better to take a little longer to pay then off and leave ourselves enouth to see those benefits.

Is the total debt a bit scary? Then it helps to work out a manageable and sustainable reapyment budget and then just focus on the weekly/monthly amount. less daunting and less likely to give us those urges.

Keep posting.