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Hi Vera. …thanks for your words. ..I agree with everything you say. . I know what the right thing to do is regards finances. ..but I do not want to lose my house …even though I’ve pretty much resigned myself to it.

To be brutally honest with you, Vera, the real real reason I won’t get out and do the car myself is because I have so many debt collectors and bailiffs after me. ..The last thing I want is to be caught on the street washing a car. …