13 April 2020 at 2:04 pm
#54817
ivan1243
Participant
Ok, yes it really is a selfish thing to do I agree.
About creditors they are not all banks so that will be impossible. Yes I agree that I have to take responsibility for my actions. About undelying problems I know what they are, but probably will need counsellor in future, but now it is not possible.
Anyway, thanks for help.