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Hi Vera,

I understand the recommendations made by GA, I guess I just felt the need to ‘test’ myself. It’s certainly not something I will do on a daily basis!

Yes I had both cash and cards, as you know most service stations now have cash machines too ( although most rob you of £1.99 per transaction) but I just wasn’t interested.

You’re absolutely right in regards to ‘keeping in mind that when things improve financially, complacency is likely to set in.’ This I’m sure will be a potential issue, I just have to keep reminding myself daily why I am doing this.

It’s takes minutes to lose hundreds of pounds … but potentially years to repay it!! I’m not going down that road again, I refuse!!.

Stay strong. x