Was due to go to my daughters in herne bay today but really cannot carry the presents and local flood warnings with disruptions to trains across Kent, Surrey and Sussex. Have been landslides and actually a tornado in leafy Surrey yesterday. This has been the wettest and achiest bones autumn winter in history. So had to cancel.
My sister texts, nick does have an infection and is now on iv antibiotics and having a ct today because of his confusion. She is visiting today. My son goes to catch up on work and leaves the grandsons with me, I need to go out later.
On debts, I am now 2 years and 4 months gf an update of what is going to a long haul.
My old bank debt credit card have written to say not pursuing it but to call if I want to make a payment. Never had a letter like that. Maybe they can see the debt is all gambling, and they did nothing to help or stop it, that’s 11k.
On the court order, to immediately pay 500 pounds. Because I made a complaint they cannot now demand it u TIL revolved. Hurrah and I did win the case really as the judge went with my estimate of debt,not theirs, which halved the debt.
The loan charge government review is now out. It is complicated outcome and I think I will need to take advice before proceeding any further with that. But it helps some but not enough as in,and revenue were claiming payments going back to 1999 and the review has quashed that. 7 people have committed suicide over this nationally. It is now from 2010 which doesn’t help me. What does is they say ten years to pay if earned less than 30k in 2017 which was me in my recovery year and that they r not allowed to take any more than half disposable income and should avoid making people bankrupt. The review was very critical of the revenue. It doesn’t really help enough. Those poor folks who committed suicide over it. I have been there and after much angst, to do so over money owed, albeit large amounts, not worth it, but I can see how they were driven to it, as have felt that myself and I don’t own a home.
So, it is a very long haul indeed and I know I now need to take advice.
