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Thank you for sharing that, Sara. It really helps. And I have the same mindset. Even when I was wealthy and successful (I suppose I still could be again), I was super frugal, living a low-key life. I don’t even drive a car. Bus is fine by me, even with a 6-figure income (I grew up in Europe, mass transit is considered normal there).

I’m glad you’re managing well. Is your retirement income from a pension? Really, all we need to be rich is our freedom. Freedom from want, freedom from our worst inner selves. We really don’t need much to live a nice life! It’s all about expectations and mindset. That second part takes a lot of effort to get right.