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Yes the law here is very stupid. People were loosing their homes because of 100 euros.
Some of the creditors are some short term loans who do bussines like a loan sharks, but here all inside the law. I knew that all when I was doing that, but cant explain what was in my head… About writing it all down I did that, but the problem is that I need to return almost 2000 euros now, in few weeks, and the reat will comw very shortly. Its really stupid situation, will try to do something more but really dont see any way out.
About agencies, I have been doing with them already and last time they barely did it, banks dont like to do bussines with gamblers…