The past is gone…
You woke up today with some debt. It’s just how it is.
NEVER EVER GAMBLE AGAIN!!!! NEVER DO IT AGAIN!!!
Your family may forgive you one last time….I hope they do! You have to tell them why you can not pay them back. Make a payback deal with your family – A realistic deal which suites both parties.
Let your wife control your finances (may be embarrassing but necessary and you love each other, don’t you?).
Find strength…You wake up tomorrow with a wife and some debt…I would switch if I could…Work off your debt and enjoy your life with your family AND NEVER GAMBLE AGAIN!