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I have calculated that by December 1st, I will have 4 high interest loans and car paid off! That is $1400 per month! I will still have 1 loan payment and consolidation program payment left to pay. I may save half for a emergency fund and use half to pay off faster my remaining debt! I never thought I would get to this point financially! Now, I will live within my means. The last few years have been tough. But Ive persevered! GAMBLING CAN’T BE IN THE PICTURE! I’m going to be able to fulfill my dream of traveling in the future! I’m so happy!